School Travel

We believe that safety and enjoyment are equally important when booking a tour with The School Travel Company. Therefore, it is a condition of booking with us that you have obtained adequate and valid specialist school group travel insurance for the entire duration of your trip.

Our parent company, Acorn Travel Group Ltd., has decided to partner with Endsleigh Insurance, to create a bespoke school group travel insurance policy that covers a variety of unforeseen risks.

Cover includes cancellation and curtailment of the trip due to illness, injury or death; the cost of any repatriation back to the beneficiary’s home country following a medical emergency. Additionally cover for over 100 sports and activities are included as standard under this group policy and full details are available within the activity guide lists in the group policy documents.

The group policy has been arranged for the benefit of persons travelling on a trip (the beneficiary/beneficiaries) with Acorn Travel Group Ltd. (the group policyholder).

Key features and benefits:

  • A 24-hour helpline for medical emergencies
  • Emergency medical expenses in the event of illness or injury
  • Protection against cancellation or curtailment charges
  • Cover for loss or damage to baggage and personal money
  • A wide range of sports and activities are covered including winter sports

Key eligibility criteria and exclusions:

  • Not available to anyone aged 85 or over
  • No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ – see group policy wording and endorsements that may be applicable to the policy
  • No cover where the FCO or World Health Organisation has advised against travel
  • No cover where travel is not departing from and returning to your home country
  • Claims may be subject to an excess, depending on the cover section of the policy
  • No cover in connection with a medical epidemic or pandemic, except claims under Section 2 – Emergency Medical and other expenses. See the Frequently Asked Questions.

The table below displays a summary of the maximum amounts which are payable under each cover section. Please note the group policy is subject to terms, conditions, limits and exclusions – please refer to the group policy wording and the statement of insurance for full details of the cover available.

SectionBenefitsCover LimitsExcess
1Cancellation or curtailment charges£3,000£50 (£20 loss of deposit)
 Aggregate limit£50,000 
 Excursions£250 
2Emergency medical & other expenses£5,000,000£50
 Emergency dental treatment£250 
 Replacement group leader£5,000 
3Personal accident £0
 1. i. Death benefit (aged under 16)£2,500 
          Death benefit (aged 16 to 64)£5,000 
      ii. Loss of limbs or sight (aged under 16)£12,000 
           Loss of limbs or sight (aged 16 to 64)£24,000 
     iii. Permanent total disablement (aged under 16)£15,000 
           Permanent total disablement (aged 16 to 64)£30,000 
 2. Death benefit (aged under 16)£2,500 
      Death benefit (aged 16 to 64)£5,000 
4Baggage (Including valuables)£1,500£50
    a) Single article, pair or set limit£200 
    b) Valuables limit in total£300 
 Group Equipment£750 
5Group money, passport & documents £50
 1. a) Currency, notes, and coins£500 
      b) Other group money and documents£500 
 2. Passport or visa£200 
6Personal liability£2,000,000£100

A full copy of the insurance policy and statement of insurance document can be viewed in the below links. It is important you read the insurance policy prior to completing your booking so you are fully aware of the levels of cover provided and are confident that the policy will meet your needs.

Important Conditions Relating to Health

Any beneficiary of the Endsleigh travel insurance policy, who is under 18 years of age, who are UK residents and travelling to countries in Europe only, will be exempt from the Important Conditions Relating to Health detailed in the group policy and any pre-existing health conditions will be automatically covered.

If you are not eligible for the above, please find the Pre-Existing Medical Conditions Guide to establish the Important Conditions Related to Health.

General conditions and general exclusions apply to the whole of the group policy and all levels of cover.

Global Health Insurance Card (GHIC)

We highly recommend that all travellers obtain a UK Global Health Insurance Card (GHIC) if travelling to countries in Europe. The UK Global Health Insurance Card (GHIC) allows British nationals access to statutory healthcare in Europe at a reduced cost or sometimes for free.

It is important to note that the GHIC is not a replacement for travel insurance. The GHIC may not cover the cost of all medical treatment or repatriation, whereas the Endsleigh travel insurance policy will cover extended costs under Section 2 – Emergency medical and other expenses.

For more information about the UK Global Health Insurance Card (GHIC), you can visit the gov.uk website here: Apply for a UK Global Health Insurance Card

Alternative travel insurance providers

Should you decide to make your own travel insurance arrangements, please note adequate and valid travel insurance is a requirement for all those travelling with The School Travel Company. It is a condition of completing your booking with us that you agree to obtain adequate travel insurance (which includes bespoke features specific to the activities you will participate in whilst on your tour).

Insurance will be included as an option for your group automatically. Your quotation document will give you details on the price of the policy.

If you decide to take our policy, please note that as soon as your full first deposits have been paid and received for every member of the group, your policy will then become effective immediately.

Policy documents

Please find below the full suite of the Endsleigh travel insurance policy documentation that will be applicable to all beneficiaries of each school group:
Travel Insurance

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